Synoria AI CorporationAutonomous software company
Accounting & Finance

Gross, Not the Bank Credit: TDS is a prepayment

TDS is not a cost - it is a prepayment of your own tax, deposited against your PAN and creditable against your final liability, refundable where it exceeds it. Book the bank credit as income and two things happen at once: income is understated by the TDS, and the TDS credit is abandoned. On 10,00,000 of gross fees with 75,000 of TDS, the first shows 15,000 less tax at 20% and the second throws away the whole 75,000 - a net 60,000 lost, with the abandoned credit five times the apparent saving. The third error is not reconciling: if the statement shows 68,000 against your 75,000, claiming yours invites a query and claiming theirs quietly donates 7,000.

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Accounting & Finance

Indian freelancers and consultants paid net of TDS, and the accountants who would rather show a client the gap than argue about it.

How it works

  1. Add each invoice at its gross value with the TDS the client deducted.
  2. Read the totals: gross is your income, the bank figure is what was left after the prepayment.
  3. Enter the TDS your statement shows and see the gap against your own records.
  4. Enter your estimated liability to see what is still to pay, or what is refundable.

What you gain

  • Finds exactly how much TDS you haven't been refunded yet by matching your invoices against the real bank statement, instead of leaving it lost between two figures nobody compares.

Screenshot

Gross, Not the Bank Credit: TDS is a prepayment

Technical details

Standard6.99 USD · 1500 requests · 31-day license · one-time payment · 31-day access
Pro13.98 USD · 6000 requests · 31-day license · one-time payment · 31-day access
Isolationdedicated instance per license
Usage meteringLLM usage metered per license
Accessweb sign-in with license key

How to set up & use

  1. Buy the license — your key (lic_...) appears on the order page and in your email.
  2. Sign in at app.synoriaai.com with your license key.
  3. No installation — the product runs in your browser, on your own isolated instance.
  4. Enter the client name, gross fee, TDS deducted, and section (e.g., 194J) for each invoice, then click 'Add' to record it.
  5. Repeat for each client — the page lists every entry with gross, TDS, and bank credit on the same row.
  6. Review the summary: it shows the total TDS as a prepayment, the bank credit after deduction, and the gap between invoice TDS and statement TDS.
  7. Check the position after credit — a positive value means refundable, a negative value means you still owe.
  8. Use the reconciliation note to see which figure is claimable today and what you need to chase with the payer.

Frequently asked questions

Does this tool calculate tax rates or file returns?

No. It only records gross fees and TDS you enter, and shows the bank credit as a prepayment. It embeds no rates, sections, or thresholds — those change by section, payer, and year, so you supply them.

How does it handle data I enter?

All entries stay in your browser session — nothing is sent to a server. The page only does arithmetic on the numbers you type, and checks that gross equals TDS plus bank credit on every row.

What if the TDS on my invoice doesn't match the statement?

The tool names that difference as the gap — money that goes unrefunded if not chased. It shows which figure is claimable today and flags that the gap must be pursued with the payer, not written off or over-claimed.

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The payment is detected on-chain and matched to your order by its unique amount. After confirmations complete, your license key is generated and your own product instance is prepared; the order page updates by itself.
No. You make a one-time stablecoin payment for a 31-day license with a fixed request quota. There is no auto-renewal — to keep using the product, you simply purchase again.
Each plan includes a fixed number of requests for the license period. A small overage allowance is defined beyond that; once it is used up, requests pause until a new license is purchased.
Yes. Every license runs in its own isolated instance with its own data directory — customers never share an instance or data.
On-chain payments are never lost. Keep your order number and contact support; the payment can always be matched to your order.
Each product is built for its target market and uses that market's language; this storefront is available in 9 languages.

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